What is the Real Cost of Living in Kahala, HI?

What is the Real Cost of Living in Kahala, HI?


Kahala, located on the southeastern coast of Oahu, is one of Hawaii's most coveted and picturesque neighborhoods. It is known for its luxurious homes, beautiful beaches, and stunning views of the Pacific Ocean. As one of Honolulu's most desired areas, you will find incredible beachfront homes, upscale amenities, high-end shopping centers, and lush tropical scenery.

Many people are curious about the actual cost of living in Kahala and whether it's worth their investment. Breaking down the expenses associated with living in this distinguished community is essential to provide insights into whether the cost is worth the benefits.

Housing

Kahala remains one of the most prestigious and expensive neighborhoods in Hawaii. As of April 2025, the median listing home price in Waialae-Kahala is approximately $1.9 million, reflecting a significant decrease of 42.7% year-over-year. However, other sources indicate a median sale price of $2.2 million, marking a 40.3% increase compared to the previous year. In Kahala Kua, a neighboring upscale community, the median list price stands at $3.25 million, up 6.3% from the previous year.

Rental prices in Kahala are also notably high. As of May 2025, the median rent for all property types in Waialae-Kahala is $6,500, which is 236% higher than the national average. For apartments, the average rent is approximately $2,121, with variations depending on size and location

However, with the high prices comes the benefit of exclusivity, security, and a beautiful location. Living in a luxurious environment helps to improve your quality of life, and Kahala offers it in abundance.

Transportation

While Kahala offers a pedestrian-friendly environment, owning a car is often necessary for broader exploration. However, car ownership comes with higher expenses in Hawaii. As of April 2025, the average price for regular unleaded gasoline in Honolulu is $4.43 per gallon, which is 22 cents lower than the previous year. This is still significantly higher than the national average of $3.16 per gallon.

For those who prefer to avoid the costs of car ownership, taxis and rideshare services are readily available, although they come at a higher-than-average price. Transportation is a significant expense to consider when understanding living costs. Gasoline prices in Hawaii are among the highest in the country, with gas prices in Kahala averaging around $5 per gallon.

Food and dining

Kahala boasts some of Honolulu's premier dining establishments, offering a diverse range of cuisines. Notable venues include Hoku's at The Kahala Hotel & Resort, where a four-course dinner is priced at $90, and an eight-course experience at $200. Plumeria Beach House offers dishes like the Sweet Butter Poached Lobster Benedict for $46. Yohei Sushi Kāhala presents omakase sets ranging from $120 to $350. For more casual dining, establishments near Kahala Mall have average check amounts between $31 and $50.

Grocery prices in Kahala are higher than the national average. As of early 2025, the average cost for a gallon of milk is approximately $7.65, and a loaf of fresh white bread is around $6.05. Eggs are priced at about $6.69 per dozen, and chicken breast averages $7.34 per pound. Residents can find fresh produce and local goods at farmers' markets in the area, offering both quality and the opportunity to support local vendors.

Entertainment and activities

Living in Kahala allows you to enjoy beachfront living with easy access to some of Oahu's best public and private beaches. The cost of recreational activities such as swimming, surfing, and hiking is free or relatively low. However, if you're a golfing enthusiast, be prepared to shell out a few hundred dollars at one of the elite golf clubs, whose five-star amenities are a cut above the rest.

Living in Kahala embodies the perfect balance between luxury and convenience, providing a lifestyle that brings your tropical island dreams to life. Those who call this neighborhood home can enjoy the best of both worlds: a serene and idyllic environment, as well as easy access to all the amenities Hawaii has to offer.

Average salary

Kahala stands as one of Honolulu's most affluent neighborhoods, characterized by its luxurious real estate and high-income residents. As of 2025, the average annual household income in Kahala is approximately $154,705, with a median household income of $114,744. These figures reflect the area's upscale living standards and the professional success of its inhabitants.
 
Employment opportunities within Kahala, such as positions at The Kahala Hotel & Resort, offer competitive salaries. For instance, roles like Director of Food and Beverage can earn between $101,000 and $159,000 annually. Such compensation packages are indicative of the high-value services and experiences provided in this exclusive community.
 

Healthcare

Healthcare expenses in Kahala are influenced by Hawaii's overall healthcare landscape. The state boasts some of the lowest average premiums and deductibles in the U.S. For instance, the average annual premium for employer-sponsored family health insurance coverage is approximately $5,374, with an average deductible of $3,115.
 
For individual plans, the most affordable Silver tier plan in Hawaii is the KP HI Standard Silver 5900/40 by Kaiser Permanente, costing $457 monthly. Residents in Kahala have access to several healthcare facilities, including The Queen's Health Care Centers and Straub Medical Center, ensuring comprehensive medical services are within reach.
 

Education and Schooling Costs

Kahala is served by a range of esteemed private schools. Tuition fees vary:
 
  • Punahou School: $32,930 annually for K–12
  • Mid-Pacific Institute: $32,080 annually for Preschool–Grade 12
  • Maryknoll School: $21,500 annually for K–12
  • Hawaii Baptist Academy: $22,500 annually for K–12
Additionally, local options like Mary, Star of the Sea School offer education from kindergarten through 8th grade . These institutions provide rigorous academic programs and a variety of extracurricular activities, catering to the educational needs of Kahala's residents.
 

Home Maintenance and Landscaping

Maintaining a luxury home in Kahala entails significant annual expenses. On average, homeowners should anticipate maintenance costs ranging from 1% to 4% of the property's value annually. Given the high property values in Kahala, this can amount to substantial yearly expenditures.
 
Specific services contribute to these costs:
 
  • Landscaping services: Regular maintenance can cost several hundred dollars monthly, depending on property size and landscaping complexity.
  • Pool maintenance: For homes with pools, monthly upkeep can add additional costs.
  • Pest control: Regular treatments are essential in Hawaii's climate, contributing to ongoing expenses.
It's also noteworthy that Hawaii has some of the highest hidden homeownership costs in the nation, averaging $29,015 annually. This figure encompasses maintenance, property taxes, insurance, and utilities. Homeowners should budget accordingly to maintain their properties in optimal condition.

Take the next step

Living in Kahala, Hawaii, is a dream come true. While it is one of Hawaii's most expensive neighborhoods, it also provides exceptional characteristics found in few other places in the world.

This luxurious community offers an exclusive lifestyle with security, high-end amenities, beautiful surroundings, and an ideal location. This exclusive neighborhood is regarded as one of the most prestigious on the island of Oahu and is home to some of Hawaii's finest properties. For those who value the finer things in life, investing in a Kahala property can be a wise move. Of course, such luxury comes with a price, but if you're looking to concentrate your assets on your standard of living, living in Kahala is certainly worth consideration.

Ready to enter the Kahala real estate market?

If you're considering buying a home in the picturesque neighborhood of Kahala, you're not alone. Despite the high cost of living, many people have chosen to call it home thanks to its undeniable charm and amenities. From its proximity to some of the most incredible beaches in Hawaii to its amazing shopping and dining experiences, Kahala offers residents a lifestyle that's hard to match anywhere else on the island. Reach out to Alesia Barnes for answers from a top luxury realtor in Hawaii to explore the option of buying a home in Kahala.


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